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Large lines have started appearing at banks in Hangzhou, Ningbo and Wenzhou.
Clerk of China Construction Bank, Zhejiang Branch said "Mortgage loans are difficult to get at the moment, you need to wait for a long time. All lending projects are tightly controlled."
Real estate agents, who have to facilitate home loans for their customers, have been largely impacted by the new measure.
Lv Zhaolin, Real Estate Agent said "Right now one or two banks have notified us that the quota for lending is very tight."
ICBC's Wenzhou branch asks individuals to file an application first and wait until early next year for a home loan or even delay a mortgage purchase until next year. The Ningbo branch of China Construction Bank will control the mortgage loan distribution by the day. Expert say the previous five-day guarantee for new loans will be cancelled.
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